When we say Credit card, no Joining fee card is the first thing that comes to our mind. Selecting a card that meets all the requirements without any fee would be awesome.

Here we have listed few cards available in the market with No Joining Fee which will surely help you in taking the decision as you will be able to see all the benefits of the cards and take make up your mind to select the correct card and will be able to get the best out of it.
- HSBC Visa Platinum Card

If you are fond of Dining and shopping, this card would be the best suitable card for you.
Annual fee: No Membership fee at all during the application or at renewal.
Featured Benefits
- 2 points for every INR 150 spend.
- 10% cashback up to INR 2000 within 60 days from the Card approval date.
- You get 3 complimentary lounge access worth INR 2250 or can choose the 3 AirDine meal voucher.
- You can transfer the earned Air miles to InterMiles, British Airways, or to Singapore Airlines.
- After spending INR 400,000 or above can get 5x points each Anniversary year.
- Can save up to INR 3000 on fuel purchase every year.
Additional benefits :
- No liability for the lost card so that keep your mind at peace even when the card gets lost.
- Card replacement even at an international location with Global assistance.
- Additional insurance by ICICI Lombard General Insurance Company Limited with limited T&C
2. IndusInd Bank Platinum Card

If you love watching movies, shopping, and being a traveler this card should be there in your wallet.
Annual fee: No Membership fee at all during the application or at renewal (For Limited Time).
Featured Benefits:
- 1.5 points for every INR 150 spending and you get the value of INR 0.85 for every 1 point.
- Buy one Get one on Movie Tickets.
- Waiver of the Fuel surcharges.
- EazyDiner benefits using which you can book your favorite restaurants and can get great deals.
- Can experience the Montblanc brand and can get the best of products from their range.
- Their other benefits also include the Luxe Gift cards, the Postcard hotels, and a cool feature like Vouchagram.
Additional benefits:
- No liability for the lost card.
- Personal Air accident insurance cover up to 25 Lakh.
- The Roadside assistance to get the uninterrupted road trip without worrying about repair, services, or flat tier.
- The concierge services are dedicated to your support.
- Complimentary Priority pass benefits which will each your mind when visiting the Airport to get some fresh food and services.
3. Kotak Gold Fortune Credit card

If you are looking for Interest-free cash withdrawal and wish to transfer the balance to avoid interest from another card, then this card is best suited for you.
Featured Benefits:
- Easy access to Cash at any point in time.
- Interest-free cash advance option up to 50% of your Credit limit.
- benefit is available all year round and can be paid within 48 days.
- Fuel surcharge waived when spending is between INR 500 to INR 3000 with Rs. 3500 Capping.
- Can get 4 free PVR vouchers after annual spending of INR 1,50,000 or get 750 Rs. cashback.
Additional benefits:
- You get the Fortune Shield benefit which gives you the cover of Rs, 50,000 Against fraud charges.
- Can get the card replacement without hassle.
4. Amazon Pay ICICI Bank Credit Card

What else you could ask for when a credit card pays you back for every spending you make on a card. If you love shopping online, go for it and grab it before it goes.
Annual membership fee: No Joining or annual fee at all.
Featured Benefits:
- 5% cashback on shopping on Amazon if you are a prime member.
- 3% cashback for the non-prime members.
- You get 2% cashback when you spend on Amazon pay merchant partners.
- Assured 1% back on all other spendings.
Additional benefits:
- Additional upto 15% discount on the select restaurants. (For ICICI customers)
- Fuel surcharge waiver of 1% (For ICICI customers)
- hassle-free card replacement.
- fraud protection.
5. ICICI Platinum Chip Card

The card is best suited if you are a travel monger or a foodie as you get the best of this card when traveling and going out at a restaurant.
Annual membership fee: No Joining or annual fee at all.
Featured Benefits:
- 2 Payback points for every INR 100 spending except for Fuel.
- 1 Payback point for INR 100 on utilities and insurance category.
- Multiple redemption options for Payback points, be it a merchant or a Gift card.
- Fuel surcharge waiver.
- Additional minimum 15% discount on the select restaurants.
Additional benefits:
- Hassle-free card replacement.
- fraud protection.
- Great Vine, Dine, and spa collection discount.
6. Axis Insta Easy

This is the best card you can get when you love shopping with international merchants. However, you can get the card only if you have a Fixed Deposit with Axis bank.
Annual membership fee: No Joining fee for the first year.
Featured Benefit :
- 6 reward points for INR 200 spending with domestic merchants.
- 12 reward points for INR 200 spending with international merchants.
- 100 bonus points on your first transaction.
- The existing Edge Loyalty program.
- Cash withdrawal benefit upto 100% of the credit limit.
Additional benefits :
- Fuel surcharge waiver of 1% via cashback when spending is done between Rs. 400 to Rs. 4000.
- Minimum 15% offer under Dining Delight program benefit.
- Global assistance is available
- Bonus offers like cashback upto INR 200 with Zomato or Swiggy.
- Additional cashback upto 5% with Amazon.
We have tried putting all the efforts into selecting the best of cards available in the market and that will certainly save a lot of time and will help you in taking the decision accordingly.
As the market is changing rapidly, we will keep you posted whenever we have any new updates available.